Comprehensive long-term care planning is about creating options. When you address these needs proactively, you preserve your ...

Planning for long-term care as you age can be a smart financial move — a practical way to prepare for the realities of growing older. As Americans live longer, more of us will need support later in ...

The insurance industry definition of long-term care is when you cannot perform two of the six activities of daily living: ...

Is a long-term care insurance policy worth it? A long-term care insurance policy is usually worth it for most people because it protects against the risk of paying for nursing home, assisted living or ...

The 2025 American Association for Long-Term Care Insurance Price Index for a $165,000 policy is $1,200 per year for a 60-year-old single male, or $1,900 per year for a 60-year-old single female.

Long-term care life insurance can help cover the cost of long-term care while you're alive or financially support your loved ones when you pass away. This insurance product comes in many forms.

Long-term care insurance covers expenses related to support services if you're facing a disability or chronic illness, including in-home care, speech or physical therapy, ...

As care costs rise and insurance remains inaccessible to many, Medicaid may offer essential long-term support—if you know how ...

Alternatives to long-term care insurance. Long-term care insurance can be expensive. There's also no guarantee that you'll need long-term care, which means you could buy a policy and never use it. But ...

Long-term care insurance reimburses policyholders a daily amount for services associated with in-home health care, assisted living and skilled nursing home care. Typically, ...

Long-term care insurance costs depend in large part on your gender — a 65-year-old woman might pay $2,700 yearly, while a 65-year-old man pays $1,700 a year for the same coverage.

According to the U.S. Department of Health and Human Services, more than half of Americans over 65 will need help with basic activities at some point in their lives. Long-term care (LTC) insurance ...