Hurricane Helene caused a flurry of flooding, which can trigger landslides. However, landslides aren’t covered by standard homeowners insurance or even flood insurance. And that can leave a lot of people in a terrible spot.

A driver has died after going around a barricade and driving off the edge of a hurricane-damaged North Carolina highway that became a symbol of Hurricane Helene’s destruction. Photos of Interstate 40 with multiple lanes washed out by Helene near the Tennessee state line drew widespread attention after the storm as the region was largely cut off by numerous road closures.