As care costs rise and insurance remains inaccessible to many, Medicaid may offer essential long-term support—if you know how ...

Planning for long-term care as you age can be a smart financial move — a practical way to prepare for the realities of growing older. As Americans live longer, more of us will need support later in ...

Comprehensive long-term care planning is about creating options. When you address these needs proactively, you preserve your ...

The insurance industry definition of long-term care is when you cannot perform two of the six activities of daily living: ...

Imagine that you’re 68 years old and have a long-term care insurance policy in place that will help you pay for this all-important type of care later in life. You pay $600 per month in premiums and ...

Is a long-term care insurance policy worth it? A long-term care insurance policy is usually worth it for most people because it protects against the risk of paying for nursing home, assisted living or ...

With Americans living longer, healthier lives, the question of how to afford long-term custodial care is more important than ...

Long-term care insurance covers expenses related to support services if you're facing a disability or chronic illness, including in-home care, speech or physical therapy, ...

The missing link in long-term care planning isn’t only about products or strategies, it’s about people’s mindsets ...

Long-term care life insurance can help cover the cost of long-term care while you're alive or financially support your loved ones when you pass away. This insurance product comes in many forms.

Alternatives to long-term care insurance. Long-term care insurance can be expensive. There's also no guarantee that you'll need long-term care, which means you could buy a policy and never use it. But ...

The annual cost of long-term care insurance for a 55-year-old single man in 2024 was about $950 for $165,000 in benefits, according to the American Association for Long-Term Care Insurance.