Shoppers could too easily say 'why not?' to a chance to spread out payments for gifts or a fancy holiday dress. But take time to understand the costs.

By keeping payment data out of consumers' credit reports, lenders are limiting competition between each other — to consumers' ...

Major life changes, particularly divorce, emerged as another significant debt trigger. The shift from a dual to a single ...

President-elect Donald Trump and Republicans in Congress are weighing vast changes to the Consumer Financial Protection ...