The average annual cost of home insurance in Montana is $2,735. That’s 30% more than the national average of $2,110. In most U.S. states, including Montana, many insurers use your credit-based ...

Average Home Insurance Cost in Montana The average Montana home will require $400,000 of dwelling coverage. According to our analysis, most homeowners can expect to pay approximately $2,800 annually.

In 2019, her home insurance cost about $890, but last year, according to her record-keeping, she paid almost $1,500. She's also felt squeezed by general inflation, including rising grocery costs.

From 2019 through 2021, rate growth was moderate, with 2021 seeing the most significant jump at 3%. More recently, however, ...

Montana homeowners face rising costs and housing insecurity amid soaring property taxes and insurance. Older Montanans, particularly those with health issues, are especially vulnerable.

Higher-value homes are more often in the wildland urban interface, and the cost of homeowner insurance policies in Montana jumped about 46% from 2018 to 2023, according to the National Association ...

Montana home insurance from State Farm costs $1,930 per year for a policy with $350,000 in dwelling coverage, the cheapest rate in the state. State Farm has agents in 43 Montana cities. An agent can ...

Gov. Greg Gianforte signed several bills last week that make tweaks to Montana’s wildland fire policies and seek to create more insurance transparency as the primary months of the 2025 wildfire ...