Federal law blocks a move that seems perfectly logical, and the custodian has no choice but to say no. Understanding exactly where the IRS draws this line reveals a set of quieter strategies that can ...

Our financial adviser is strongly suggesting that we convert more to Roth. I’m not sure we need to. It seems bizarre. Given ...

Dave Ramsey warned a caller her $2.8 million IRA conversion could cost $700,000 in taxes in a single year. Here’s the approach he recommended instead.

Roth IRAs are not always the ideal retirement planning vehicle and not every traditional IRA should be converted to a Roth IRA.

Most heirs spend a decade paying income tax on every dollar they pull from an inherited IRA, often during their peak earning ...

Understanding the allocations in your Roth IRA can help manage volatility and set realistic expectations for long-term ...

The nonprofit advocacy group for older Americans cautions retirement savers about pitfalls to avoid when shifting accounts.

Choosing a Roth or traditional IRA comes down to your future tax bracket, where you think tax rates are headed, and whether you plan to leave money to heirs.

The right IRA mostly comes down to one thing: whether your tax rate will be higher now or in retirement. For some people that's crystal clear. For others, it's hard to know what the future holds, so ...

Roth IRAs can provide significant tax benefits to young people. If you’re nearing the end of your career, you may be wondering if a Roth IRA is still a wise addition to your portfolio. It is possible ...