If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

Credit scores are an important part of the lending process. Here's the credit score you need, along with other requirements, ...

Homeowners who've previously received a United States Department of Agriculture (USDA) home loan already know how beneficial their programs can be for low to medium income home buyers who wouldn't ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Homebuyers and homeowners who are hoping to secure certain types of mortgages will still need to practice patience.

For many homebuyers, it’s the realization of a dream: a house in the country, with acreage and distant neighbors. But the imbalance of home value to land value can make finding a mortgage challenging.

If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When ...

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