Below are some common terms used in discussion of insurance. When deciding on what insurance to purchase, you may want to refer to this glossary of insurance terms. The money the insurance company ...

SAN ANTONIO – As if picking a plan wasn’t tough enough, you first have to decipher a long list of terms when it comes to health insurance coverage. The KSAT Explains Team put together a glossary to ...

Annual limit: A cap on the amount of services or the maximum number of dollars a health plan will pay for in a single year. These limits are often placed on medications and hospitalizations. These ...

If you don’t know a CDHP from an HSA, you’re not alone. Yet considering that consumers are often on the hook for health care expenses, becoming fluent in health care language is essential. Here’s a ...

Health care — and how much it costs — is scary. But you’re not alone with this stuff, and knowledge is power. “An Arm and a Leg” is a podcast about these issues, and its second season is co-produced ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, ...

Insurance experts say there are important terms and concepts consumers need to understand — such as networks, formularies and out-of-pocket maximums — when evaluating options and picking the right ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Options that might seem like alternatives, like fixed indemnities and short-term plans, don’t offer comprehensive medical ...