GREENSBORO, N.C. — Gift cards, or pre-paid credit cards from Visa, Mastercard, or AMEX gift are common. Chances are you’ve given one to someone or you have one yourself. The common issue is not ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

While many gift card scams involve thieves demanding payments via prepaid cards, there's a less obvious type of fraud known ...

A Visa Gift Card is a prepaid card that can be used for purchasing goods and services anywhere Visa debit cards are accepted, such as physical stores, online shopping sites, or over the phone. They ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

A balance transfer allows you to move a balance from one credit card to another, typically to take advantage of a low or 0% introductory APR. A balance transfer can save you money and give you more ...

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A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

Chidinma Iwu is a Journalist and Content Specialist who covers the intersection of culture, tech, and finance. Her articles can be found in Shondaland, Paste, The daily dot, the Daily Mail, The ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...