Luminous Solar Great Expertise Luminous has decades of renewable project development experience ranging from solar to co-generation, from design and construction to financing across New Jersey. Luminous Solar Solar Financing Luminous offers a broad array of financing solutions custom tailored to each customer’s situation. These options include principal loans, operating leases, tax leases, power purchase agreements (PPAs) and government grants. no-money-down-options-luminous-solar Luminous Solar Offers No-Money Down Options We have millions of dollars earmarked for no-money down PPA projects for both non-profit, as well as for profit, customers seeking a no-money down solution with asset ownership in as little as five years.